Use your credit card to buy gadgets of your dreams or household electrical items such as tvs, refrigerators, washing machines, air conditioners and more. Many electronics stores offer a guarantee for items sold for which you pay more. However, by using a credit card, you do not need to pay more because many credit card products automatically offer a guarantee for the electronic goods you buy. This is usually a facility provided at the time of credit card membership. To find out the guarantee system, you can ask your credit card issuing bank.
Rewards and Opportunities to Win Prizes
Rewards given by credit cards provide many benefits such as free airplane tickets and various promos or merchandise. You can also get cash back for certain items. Of course, you cannot get these benefits if you trade with cash. Only, you need to make sure to pay credit card bills on time and not overdue in the following months and not get caught up in interest that will continue to swell if you owe.
Safer and Easier Overseas Transactions
Carrying large amounts of cash when traveling abroad is certainly dangerous because of the potential to be lost or stolen. But if your credit card is lost or stolen, surely thieves cannot use it easily without authorization. The use of credit cards is the best choice because some credit cards do not add overseas transaction fees, so you can convert your currency without additional fees.
There are Shopping Transaction Records
You can get a record of the purchase transaction for the benefit of managing your personal or business finances if making a transaction with a credit card. Note that you can get by accessing your credit card bank website. If you use cash, you can only collect payment receipts and can also potentially be lost.
Easier if less cash
When you experience an emergency, such as your car suddenly damaged or there are parts of the house that need to be repaired immediately, using cash that you actually allocate to other needs will certainly complicate your finances. By using a credit card, you don’t need to worry about your financial plan being interrupted because you can pay the bill later. But make sure to pay the bills on time so you don’t have to pay the interest. So it’s the same as paying using cash isn’t it?
Take advantage of Credit Cards to Make Money
So, don’t antipathy with a credit card, because if you know how to use it properly there are many conveniences that you can enjoy. Of course, you need to adjust the type of credit card to your shopping needs and habits. Also pay attention to the interest charged on credit cards and most importantly the benefits in the form of rewards and rewarding reward programs. Happy using a credit card!